What Would You Do If You Had $1 Million Cash?

So today I’ve got something a little bit different for you.

It’s a powerful lesson in psychology and behavior. One that will help you build wealth long-term in your life.

I promise, after going through this short little exercise, you’ll never forget it!

So make sure you play along, okay?

Alright, here’s what I want you to do …

Take out a sheet of paper and something to write with.

Or, open up a clean document on your computer you can type in.

Got it?


Now, at the top of your sheet of paper, write the question:

“What would I do if I had $1 million cash?

Now, remember – in this hypothetical example, the cash is all yours. It’s sitting right in front of you to do as you please.

What would you do? What would you buy?

Take 5 minutes to write out a wish list.

And remember … ANYTHING goes. Have fun with it.

When you’re done, come back here for further instructions.

(I’ll wait) …

What To Do Once You Have Your “Wish List”

Hopefully, you had some fun with this.

So now that you have a list, here’s what I want you to do.

Look over your list … skim over it.

As you do that, here’s what I want you to be on the lookout for:


Put a star next to anything you listed that would grow in value over time and throw off other value, like cash flow.

… So how’d you do?

How many things on your list are assets?

How many are things you’d buy and then the money would be gone for good? Or maybe whatever you bought will go down in value … or the money will never come back to you?

Don’t worry if you didn’t have ANY assets listed. 

Most of the time I see people do this exercise, I’d say 80 – 90 percent don’t write any assets at all.

I mean, some might say “I’d buy a bigger home.” But they write it out in the selfish sense.

They don’t say, “Hmm… I’ll go buy a home that’s the best possible investment that would grow in value over the long-term and then get THIS money over here to pay the property taxes, etc.”

This Is The Way We’re All Wired

We’re all wired not to think long-term. We’re not set up to think in terms of assets … to go buy the geese that lays the golden eggs.

Instead, we’re programmed to go buy some golden eggs, so we can get the gold right now!

That’s because it’s a survival mechanism. Back in the caveman days, if you came across food, you ate it right then and there. Because you didn’t know when you’d get another chance to eat.

That’s why if you want to be truly wealthy, you’ve got to reprogram your thinking.

When you come into money, you want the first thing to think of to be “how do I take this money and create assets?” instead of “How do I get rid of this by buying whatever I want?”

You want to always be thinking about how to get a goose that will lay the golden eggs for you, over and over.

Like I said, this doesn’t come naturally. It’s a higher level of thinking that we need to practice doing consistently.

So let’s start right now …

Time To Try Again

Take out another piece of paper, and write down the same question:

“What would I do if I had $1 million cash?

This time, write down what ASSETS you would buy. What can you buy that would grow in value and throw off cash flow over time … so you can have that “value” for LIFE?

Really think it through. It doesn’t have to be perfect, so just jot down what comes to your mind.

The purpose of this exercise is to start retraining your thinking.

Then, I recommend whenever you come into money, to ask yourself what assets you could buy.

The more you practice thinking this way, the easier it will become … until it becomes automatic.

Do this, and I promise you – one day, you’ll come into a chunk of money, and you’ll realize that instead of thinking about what you want to buy (i.e. watches, cars, etc) … like a reflex, you’re thinking about what to invest it in.

And that’s when you know, you’ve got the mindset you need to build true and lasting wealth.


Barbara E Campbell

Thank you, it is rather amazing to look at my asset list after much study and learning through webinars and YouTube videos on paradigm shifts, understanding and changing thought patterns. Digging deeper into assets, liabilities, and breaking even, I have recall problems so I take a very long time to retain what I read but I think it’s beginning to stick. I had 5 assets written on my list before your prompt to list assets. I even found a way to make the car and homes for myself and my son pay for themselves. I am very proud of my list of assets to invest in that have the potential to increase in value like explore and invest in safe stock options, create videos, and invest in web hosted sites, invest in and create Affiliate advertising on website as of content that pays for hosted websites , successful websites can be sold or rented and can produce passive income far into the future.
Invest in homes for self and son that rooms can be rented in to pay mortgage,utiliites, snd msintenance, thatë will not only produce invomr bit Allie me to live without liabilities likr utilitirs. Invest on solar panel s, buy nice used SUV that can be used as an asset to pay for it’s cost. I am amazed by my list, it is proof that thinking can change if you know how and why to change it. Set asides and property can earn slowly but steady income too.
I want to pay $10000. Investment into property for my son too and a $25,000 life insurance policy to secure his future. It has taken a long time but all of this was learned from free webinars and free YouTube Videos, and free PDF downloads or books that I pay little or nothing for. And I’m not through. It would be a shame to take all this knowledge to the grave with me so I’m going to start sharing as an online coach. Thanks for this freebie. I appreciate the free guided exercise. Barbara

M J Mbwana

Ok this True sure In my case I did the same . now I am retired is agood thing as regards and yet now am struggling with internet business Thanks

Len Westwood

I have been living below my means for decades and accumulating assets that appreciate. This is not something that most people do today. Buy something that everyone will see that shows I am wealthy. i.e depreciating vehicles, renting and not gaining equity, vacations.


I really appreciate this article. It’s very powerful.
I’ve earned some money and instead of having a new kitchen, I will find a way to invest properly.

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